Tools for Smarter Financial Clarity

Simple, data-driven helpers that show what’s safe to spend and what’s not

Why Lunoxa

Instant Clarity

See exactly what’s free to spend — no spreadsheets, no guesswork. Our tools turn numbers into clear daily guidance

Privacy by Default

No tracking, no accounts, no ads — just quick results on your device. Your information never leaves your screen

Transparent Math

See how the calculation works — no hidden assumptions.                                                                                                   

Safe-to-Spend Today

A quick calculator that shows what’s really available to spend — today to month-end

man with a calculator

Lunoxa is part of the Meridian Project — a system of tools, insights, and data that bring clarity to personal decisions